Overview
EasyCover is a fixed term life cover plan, you decide how much cover you’d like and for how long – so, for example, you could choose to only have cover for the years your children will be most dependent on you. And, if you die during the term of your Plan, we guarantee to pay a fixed cash sum.
EasyCover is provided by AXA Sun Life plc, trading as Sun Life Direct.
Why choose EasyCover?
| Your Plan |
- Life cover from just £8 a month.
- You decide how long you want your cover to last.
- You can choose cover up to £150,000.
- If you’re aged 18-59, a UK resident and you can say ‘no’ to 4 questions, you can arrange your cover now with no medical
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| Life cover on your terms |
- We offer a range of fixed monthly premiums from £8 upwards, over terms ranging from 10-25 years, up to a maximum of £150,000 cover.
- There is no cash-in value if you stop paying your premiums and at the end of your term your cover will end and you won’t get anything back. Only one Plan is available per customer.
- Cover must end by age 70, so for example you have to be 44 or younger to take out a 25 year term.
- Because the cash sum is fixed, inflation will reduce its value over time and as the cash sum is paid to your estate, it may be subject to inheritance tax unless you write your Plan in trust.
- Even if you say ‘yes’ to any of the questions we may still be able to help. Give us a call free on 0800 904 7674.
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| Additional benefits |
- If you are diagnosed with a terminal illness, that meant your life expectancy was less than 12 months, we would arrange for your fixed cash sum to be paid out early to help you and your loved ones during that difficult time. This benefit is not payable if the diagnosis occurs in the last year of the Plan.
- If you die in a motor accident while travelling legally as driver or passenger in a motor car or on a motorcycle, or within 90 days from injuries sustained in that accident, we will pay out an additional £50,000 on top of your fixed cash sum.
- If you die as a fare-paying passenger either by road or on a boat, train or plane, or within 90 days from injuries sustained while a passenger, we will pay out an additional £500,000 on top of your fixed cash sum.
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| Plus |
- You will receive a gift to welcome you to the Plan
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This website contains information on how EasyCover works. As the website does not contain advice, you need to be satisfied this type of policy meets your needs. If you are unsure and need advice, please visit www.unbiased.co.uk to find an Independent Financial Adviser in your area - you may have to pay for the financial advice provided. Alternatively, if you have any questions about the plan, you can call us on 0800 904 7674.
