What is life cover?
If you take out life cover with an insurance company, you pay regular premiums to the company and in return the company promises to pay out a sum of money when you die.
Why take out life cover?
People take out life cover because they want to leave a cash sum for their loved ones when they die. The money could be left for loved ones as a cash gift or to help towards unpaid bills or funeral costs.
Two types of life cover
We offer two different types of life cover – whole of life and term.
- Whole of life - if you take out a whole of life insurance plan you will be covered for the rest of your life.
- Term insurance is different – you choose a length of time you want life cover in place for and you are only covered for that period. For example, you may take out a life insurance plan for 10 years.
What do we offer?
We offer three life insurance plans:
- Whole of life - Guaranteed Over 50 Plan for people aged 50-85
- Whole of life - 50 Plus Protector Plan for people aged 50-75
- Term insurance - EasyCover for people aged 18-59
How do I choose between the different plans you offer?
Our plans are available to different age ranges, so your age will affect which plan(s) you are eligible for. There are other things that you may want to consider such as:
- How long do you want the plan for?
- How much do you want to pay each month?
- How much do you want to leave behind?
- What do you intend the money to be used for?
Find out more
Each plan has different features, so please read the full plan information to find out which one could be right for you.