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SunLife £50,000 Big Cash Draw Terms and Conditions 2020

1. The Draw – overall summary

1.1 The “SunLife £50,000 Big Cash Draw 2020” (the “£50k Prize Draw”) is a one-off prize Draw that is free to enter for all SunLife Guaranteed Over 50 policyholders who are resident in England, Scotland and Wales. Residents of Northern Ireland cannot enter the Draw.

1.2 There will be a single prize draw to win £50,000 (the "Prize") by an eligible SunLife Guaranteed Over 50 policyholder (the “Policyholder”) (see section 3 below for eligibility).

1.3 Entry to the £50k Prize Draw will be open from 1st March 2020 and close at 11:59pm on 28th February 2021. The winner will be drawn within ten working days of the close date.

2. How to enter

2.1 To enter the Draw a participant (“you”) must have at least one SunLife Guaranteed Over 50 policy (the “Policy”). Entry to the Draw will not affect any of the conditions of any Policy.

2.2 To enter the Draw, you must have registered your details with SunLife. You can register during your application for a Policy, or after you have purchased a Policy via the Sunlife website, You are responsible for ensuring your details are correct when registering for the Draw.

2.3 By registering to enter the Draw you are deemed to have accepted and agreed to these terms and conditions.

2.4 You will be entered into the Draw providing the Promoter has received your registration by 11:59pm on 28th February 2021. If you have already entered SunLife’s previous Big Cash Draw you will remain eligible for the £50,000 Draw unless you cancel your Policy or opt out.

2.5 Registrations through paper-based applications received over the weekend of 29th February and 1st March 2020 will be included in the £50k Prize Draw.

3. Eligible entrants

3.1 The Draw is only open to residents of England, Scotland & Wales who are Policyholders.

3.2 It is not available to Policyholders who are residents of Northern Ireland.

3.3 Also excluded from entering the Draw are employees of any companies within the Phoenix Group of companies or their associates, affiliated or subsidiary companies, and their families, agents, appointed representatives or anyone connected with or involved in the administration of the Draw.

3.4 You may opt out of the Draw at any time by visiting If you cancel your only Policy, you will automatically be removed from the Draw. If you take a new Policy later, and meet all of the requirements in paragraphs 1-4, you will be eligible to re-enter the Draw. Entry to the Draw will not be automatic and you will need to re-register your details as set out in section 2 above. As at 11.59pm on February 2021, each eligible policy held will be entered once into the £50,000 Big Cash Draw.

3.5 Entries that do not comply with these terms and conditions will be void or refused. The Promoter does not accept any liability for any communications lost, damaged or delayed in transit.

4. Selecting the winner

4.1 Each eligible Policyholder will be allocated a different random number for the Draw. The winning number will be between one and the total number of entrants received at the Close Date. To select the winning number, the Promoter will use a computer process that produces verifiably random results.

4.2 The winner will be drawn within ten working days of the close date, which is 11:59pm on 28th February 2021.

4.3 The winner will be notified by phone (the “Notification Call”) within 7 days of the Draw Date and will be required to confirm further details to the Promoter before the Prize can be released. Where the Promoter cannot contact the winner via phone, the Promoter will notify the winner by post with a letter (the "Notification Letter").

4.4 Payment of the Prize will be made by cheque within 28 days of the winner contacting the Promoter.

5. Other terms

5.1 The Promoter reserves the right to vary the delivery method of the Prize if circumstances beyond its control make it necessary to do so.

5.2 If the winner does not respond to the Promoter within 30 days of being notified by the Promoter then the winner’s prize will be forfeited and the Promoter will be entitled to select another winner in accordance with the process described above.

5.3 The Promoter reserves the right in exceptional circumstances to change the terms and conditions or the features of the Draw. Notice of these changes will be placed on the SunLife website.

5.4 Provided they have given permission during the Notification Call, the winner’s name will be displayed on the SunLife website.

5.5 The Promoter's decision shall be final and legally binding on all entrants. No correspondence will be entered into. By entering the Draw, you agree that the Promoter will not be responsible or liable to compensate the winner or accept any liability for any loss, damage or personal injury whatsoever suffered or sustained in connection with this Draw (including but not limited to direct, indirect or consequential losses, loss of profit, income or goodwill),and the use of any Prize or any act or omission (whether negligent or not) of the Promoter or its affiliates, save for any liability which cannot be excluded by law.

5.6 If any of these clauses should be determined to be illegal, invalid or otherwise unenforceable then it shall be severed and deleted from these terms and conditions and the remaining clauses shall survive and remain in full force and effect.

6. The Promoter

6.1 The Promoter of this free prize draw is SunLife Limited (Company No: 05460862, with a registered office at 1 Wythall Green Way, Wythall, Birmingham B47 6WG, United Kingdom) (the "Promoter") and correspondence address is SunLife, PO Box 3325, Bristol, BS1 9LU, United Kingdom.