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SunLife £50,000 Big Cash Draw Terms and Conditions 2021

1. The Draw – overall summary

1.1 The “SunLife £50,000 Big Cash Draw 2021 (the “£50k Prize Draw”) is a one-off prize Draw that is free to enter for all SunLife Guaranteed Over 50 policyholders who are resident in England, Scotland and Wales. Residents of Northern Ireland cannot enter the Draw.

1.2 There will be a single prize draw to win £50,000 (the "Prize") by an eligible SunLife Guaranteed Over 50 policyholder (the “Policyholder”) (see section 3 below for eligibility).

1.3 Entry to the £50k Prize Draw will be open from 1st March 2021 and close at 11:59pm on 28th February 2022. The winner will be drawn on 3rd March 2022.

2. How to enter

2.1 To enter the Draw a participant (“you”) must have at least one SunLife Guaranteed Over 50 policy (the “Policy”). Entry to the Draw will not affect any of the conditions of any Policy.

2.2 To enter the Draw, you must have registered your details with SunLife. You can register during your application for a Policy, or after you have purchased a Policy via the SunLife website, You are responsible for ensuring your details are correct when registering for the Draw.

2.3 Registration for the Draw needs to be made separately for each Policy that you hold. Each separate registration for the Draw counts as 1 separate entry to the Draw.

2.4 You will be entered into the Draw providing the Promoter has received your registration by 11:59pm on 28th February 2022 (the “Close Date”).

2.5 If you have registered a Policy for any of SunLife’s previous cash draws and you continue to hold your Policy and have not opted out of the 2021 Draw or a previous SunLife Draw you will be included in the 2021 £50,000 Draw without you needing to re-register for the 2021 Draw.

2.6 All Policyholders registered for the Draw are subject to these terms and conditions.

3. Eligible entrants

3.1 The Draw is only open to residents of England, Scotland & Wales who are Policyholders.

3.2 It is not available to Policyholders who are residents of Northern Ireland.

3.3 Also excluded from entering the Draw are employees of the Promoter and immediate family members of employees of the Promoter.

3.4 You may opt out of the Draw at any time by visiting

3.5 If you no longer hold a Policy at the Close Date you will automatically be removed from the Draw in respect of that Policy.

3.6 Entries that do not comply with these terms and conditions will be void or refused. The Promoter does not accept any liability for any communications lost, damaged or delayed in transit.

4. Selecting the winner

4.1 Each eligible Policyholder will be allocated a unique random number for each Policy that they have entered into the Draw for. The winning number will be between one and the total number of entries at the Close Date. To select the winning number, the Promoter will use a computer process that produces verifiably random results.

4.2 The winner will be drawn on 3rd March 2022. The date on which the winner is drawn is the “Draw Date”.

4.3 The winner will be notified by phone within 14 days of the Draw Date and will be required to confirm their details to the Promoter before the Prize can be released. Where the Promoter cannot contact the winner by phone or is unable to confirm the winner’s details by phone, the Promoter will notify the winner by post with a letter sent within 21 days of the Draw Date (the "Notification Letter") which will require the winner to contact the Promoter to confirm their details.

4.4 If the Promoter does not receive a response from the winner confirming their details to the Promoter within 30 days of being notified, then the winner’s prize will be forfeited and the Promoter will select another winner within 14 days in accordance with the process described above. Where notification is made by the Promoter by letter the 30 days time limit is counted from 2 days after the date of postage of the Notification Letter.

4.5 Providing the winner has confirmed their details within the required time limit, payment of the Prize will be made by cheque within 28 days of the winner confirming their details to the Promoter.

5. Exclusion of Liability

5.1 Insofar as is permitted by law, the Promoter will not in any circumstances be responsible or liable to compensate the winner or accept any liability for any loss, damage, personal injury or death occurring as a result of the winner taking up or not taking up the Prize except where it is caused by the negligence or breach of these terms by the Promoter. Your statutory rights are not affected.

6. Other terms

6.1 The Promoter reserves the right to vary the delivery method of the Prize if circumstances beyond its control make it necessary to do so.

6.2 The Promoter reserves the right in exceptional circumstances to change the terms and conditions or the features of the Draw. Notice of these changes will be placed on the SunLife website.

6.3 Provided they have given permission, the winner’s name will be displayed on the SunLife website.

6.4 The Promoter's decision regarding any aspect of the Draw shall be final and binding on all entrants and no correspondence will be entered into about it.

7. The Promoter

7.1 The Promoter of this free prize draw is SunLife Limited (Company No: 05460862, with a registered office at 1 Wythall Green Way, Wythall, Birmingham B47 6WG, United Kingdom) (the "Promoter")