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Welcome to SunLife’s Homes and Equity Release Data Centre

Welcome to SunLife’s Homes and Equity Release Data Centre. Here you'll find interesting insights into over 55s, homes and equity release.

As equity release popularity continues to grow, we’re passionate about understanding the sentimental value of our homes, attitudes towards equity release and why over 55s want to stay put rather than sell their home.

As rising living costs are making people feel worse off, releasing equity from the home is becoming the answer for more people later in life - to simply live more comfortably or help their loved ones.

At SunLife, we’ve surveyed thousands of over 55s to shed some light on how they feel about 'home sweet home'.

And if they had extra cash, how would they spend it? To fund a holiday of a lifetime or as gift for their children, or even to improve or adapt their home. We hope you'll find our research useful and feel free get in touch if you'd like to analyse our data further.

About our research

The research in our data centre is from online surveys commissioned by SunLife with Critical Research, a leading independent market research company.

We encourage you to use our research as you wish, but kindly ask that we are referenced and a link is provided to SunLife Homes and Equity Release Data Centre as the source.

Here we provide a methodology overview for the research provided in our data centre:

Home sentiment among over 55s, October 2018

An online survey was conducted amongst 1,001 homeowners aged 55-80 representative of the UK population. 78% of those surveyed own their home outright and 22% own their home with a mortgage.

A comfortable retirement, on the house - attitudes towards equity release among over 55s, February 2018

An online survey was conducted of 1,007 UK homeowners aged 55+. Of those surveyed, 82% own their home outright and 18% own their home with a mortgage. The survey results are weighted to be nationally representative of the UK population in terms of age, gender and country.

Key figures

50%

Half of over 55s think Christmas is the happiest time in the home

11%

Just 1 in 10 understand all equity release product features

Here's the information that you need to know about who we are and the other companies that we work with in order to provide our products and services.

Who are SunLife and who provides the SunLife Guaranteed Over 50 Plans?

SunLife Limited distributes financial products and services , registered office: 1 Wythall Green Way, Wythall, Birmingham, B47 6WG, United Kingdom (registered in England and Wales, no. 05460862). SunLife Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (registration no. 769427).

Phoenix Life Limited trades as SunLife and is the provider of the SunLife Guaranteed Over 50 Plan life insurance policies. Phoenix Life Limited’s registered office is at 1 Wythall Green Way, Wythall, Birmingham, B47 6WG, United Kingdom (registered in England and Wales, no. 1016269).

Who provides the Funeral Benefit Option?

If you choose to add Funeral Benefit Option to your Guaranteed Over 50 Plan, Dignity Funerals Ltd arranges and provides the funeral services, registered office: 4 King Edwards Court, Sutton Coldfield, West Midlands, B73 6AP (registered in England and Wales, No. 00041598). Dignity Funerals Ltd is a member of the National Association of Funeral Directors.

Who provides the Funeral Plans?

Dignity Funerals Ltd arranges and provides the funeral services, registered office: 4 King Edwards Court, Sutton Coldfield, West Midlands, B73 6AP (registered in England and Wales, No. 00041598). Dignity Funerals is not authorised or regulated for this activity by either the Financial Conduct Authority or the Prudential Regulation Authority. Dignity Funerals Ltd is a member of the National Association of Funeral Directors.

The life insurance policy that pays for your funeral will be provided by Phoenix Life Limited, trading as SunLife.

Who provides SunLife Pet Insurance

SunLife Pet Insurance is arranged and administered by BDML Connect Limited. BDML Connect Limited is authorised and regulated by the Financial Conduct Authority (No. 309140). Registered in England and Wales Number 02785540. Registered Office: 45 Westerham Road, Bessels Green, Sevenoaks, Kent, TN13 2QB.

Who provides SunLife Home Insurance

SunLife Home Insurance is arranged and administered by BISL Limited and underwritten by a panel of insurers. BISL Limited are an intermediary authorised and regulated by the Financial Conduct Authority. Registered in England no. 03231094. Registered office Pegasus House, Bakewell Road, Orton Southgate, Peterborough PE2 6YS.

Who provides SunLife Car Insurance

SunLife Car Insurance is arranged and administered by BISL Limited and underwritten by a panel of insurers. BISL Limited are an intermediary authorised and regulated by the Financial Conduct Authority. Registered in England no. 03231094. Registered office Pegasus House, Bakewell Road, Orton Southgate, Peterborough PE2 6YS.