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Did you know that the average cost of a funeral in the UK is now around £3,900? This is made up of the fees for the cremation or burial, the funeral director, the doctor and the person conducting the funeral.
But, the average cost of a funeral can vary hugely, depending on where you live. For example, in London the average cost is £5,529 compared with Northern Ireland, where it’s £3,277.
It’s never easy to think about your funeral, but it can make such a difference knowing that there's one less thing for your family to worry about.
funeral cost calculator to find out the average funeral cost in your area.
Planning to help loved ones financially when you’re gone? Don’t overlook funeral costs.
Over 50s life cover is a simple way to help ease the load.
Death and funeral costs, especially our own funeral costs are subjects you’d probably rather avoid. But, if you want to help those closest to you when you’re no longer around, facing up to the inevitable could make a big difference to them at what will no doubt be a difficult time.
You may not know that the
average cost of a funeral in the UK is now £3,897 - that’s the cost of the basic funeral, not extra costs like flowers, the wake and a headstone or memorial, all of which add to the final funeral bill.
The good news is there are steps you can take to
reduce funeral costs but they can’t be sidestepped altogether. The simple reality is someone’s going to have to foot the bill for your funeral. That’s why putting some plans in place to help now, even in a small way, could make all the difference when the time comes.
Perhaps it’s no surprise then that over 70% of our over 50 life insurance customers chose the Guaranteed Over 50 plan to pay for part or all of their funeral costs*.
The plan is a straightforward and affordable way to leave some money that could be put towards your funeral bill. You can also choose to add
Funeral Benefit Option and have the money paid directly to Dignity Funerals be taken off your funeral bill. This option also lets you record any wishes you have and means professional help will be there for your family as soon as it’s needed. What’s more, Dignity Funerals will contribute an extra £300 towards the funeral.
To work out what your funeral might cost, use our
free funeral costs calculator. Or use
My Perfect Send Off to record your funeral wishes free, so your family have one less to worry and think about when the time comes.
All funeral figures have been taken from
SunLife Cost of Dying Report (PDF) – June 2016
* New Policyholders Continuous Research, March 2016
SunLife offers a range of straightforward and affordable products including
over 50 life insurance, funeral plans, life insurance, pet insurance, ISAs and Will writing services
Here's the information that you need to know about who we are and the other companies that we work with in order to provide our products and services.
Who are SunLife?
AXA Wealth Ltd trades as SunLife and is the provider of the Guaranteed Over 50 Plan, SunLife Insurance and the life insurance policy payment option for Funeral Plans. AXA Wealth Ltd is a company limited by shares and the registered office is at 1 Wythall Green Way, Wythall, Birmingham B47 6WG (registered in England, No. 01225468). AXA Wealth Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. AXA Wealth Ltd is entered on the Financial Services Register (registration no. 119201).
AXA Wealth Services Ltd distributes financial products and services and trades as SunLife. AXA Wealth Services Ltd is a company limited by shares and the registered office is at 1 Wythall Green Way, Wythall, Birmingham B47 6WG (registered in England, no. 02238458). AXA Wealth Services Ltd is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (registration no. 465753).
‘SunLife’ (comprising of the companies AXA Wealth Services Limited, AXA Wealth Limited and AXA Sun Life Direct Limited) has been acquired by Pearl Life Holdings Limited (and now forms part of the Phoenix Group -
www.thephoenixgroup.com). ‘AXA’ is a trademark that is owned by AXA SA and will be used for a short period under a licence granted by AXA SA to the Phoenix Group.
Pearl Life Holdings Limited is registered in England (4560778) at 1 Wythall Green Way, Wythall, Birmingham B47 6WG. As part of the Phoenix Group, AXA Wealth Limited will continue to be authorised by the Prudential Regulation Authority and regulated by Prudential Regulation Authority and Financial Conduct Authority. AXA Wealth Services Limited will continue to be regulated by the Financial Conduct Authority.
You can contact us by post at SunLife, PO Box 7054, Willenhall, WV1 9ZH or by phone on 0800 008 6060. As part of our commitment to quality service and security, calls may be recorded.
If you choose to add Funeral Benefit Option to your Guaranteed Over 50 Plan the funeral services are arranged and provided by Dignity Funerals Limited. Dignity Funerals Limited is a company registered in England and Wales No. 00041598. VAT registered No. 486 6081 14. 4 King Edwards Court, King Edwards Square, Sutton Coldfield, West Midlands, B73 6AP. Telephone No. 0121 354 1557. Fax No. 0121 355 808. Part of Dignity plc. A British Company. Dignity are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority but are registered providers with the Funeral Planning Authority.
Who provides the Funeral Plans?
The funeral services are arranged by a funeral director selected by Golden Charter Ltd. Golden Charter Ltd are not required to be authorised or regulated by the Financial Conduct Authority or the Prudential Regulation Authority in relation to funeral plans but are registered providers with the Funeral Planning Authority.
If you choose to pay for your funeral in one go, with a single payment, you will have a contract with Golden Charter. The funeral services will be arranged by a funeral director selected by Golden Charter Ltd.
If you choose to pay for your funeral with a life insurance policy, the policy will be provided by AXA Wealth Ltd, trading as SunLife. The funeral services will be arranged by a funeral director selected by Golden Charter Ltd.
Who provides My Smarter (ISA)?
My Smarter (ISA) is provided by Scottish Friendly Asset Managers Limited. Authorised and regulated by the Financial Conduct Authority. Details can be found on the Financial Services register, registration No. 188832. Member of The Investment Association. Registered Office: Scottish Friendly House, 16 Blythswood Square, Glasgow G2 4HJ.
Who provides the Will writing services?
Hugh James is authorised and regulated by the Solicitors Regulation Authority (SRA Number:303202).
The information contained on this website is based on Hugh James' understanding of the law of intestacy in England and Wales only as at April 2014. The law in Scotland and Northern Ireland is significantly different. This is for information purposes and is not intended to be legal advice.
Who provides Family Life Insurance?
SunLife Family Life Insurance is provided by Scottish Friendly Assurance Society Limited which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Details can be found on the Financial Services register (registration number 110002). Registered Office: Scottish Friendly House, 16 Blythswood Square, Glasgow G2 4HJ.
Who provides SunLife Pet Insurance
SunLife Pet Insurance is arranged and administered by BDML Connect Limited. BDML Connect Limited is authorised and regulated by the Financial Conduct Authority (No. 309140). Registered in England and Wales Number 02785540. Registered Office: 45 Westerham Road, Bessels Green, Sevenoaks, Kent, TN13 2QB.
Who provides SunLife Home Insurance
SunLife Home Insurance is arranged and administered by BISL Limited and underwritten by a panel of insurers. BISL Limited are an intermediary authorised and regulated by the Financial Conduct Authority. Registered in England no. 03231094. Registered office Pegasus House, Bakewell Road, Orton Southgate, Peterborough PE2 6YS.