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I’m 63 and addicted to surfing

Steve started surfing at the age of 9. Now, over 50 years later, he’s still searching for the perfect wave.

Meet Steve

63 year old Steve Outram is addicted to surfing. Whether he’s surfing the shores of California, the Mediterranean or his home beach in Devon, he says that surfing ‘makes you feel good’ and it’s that feeling that keeps Steve heading out to surf two to three times a day.

At the age of nine, Steve began surfing when he went on holiday to Cornwall with his parents. He says that he loved being in the ocean, and when you pair that with the thrill of riding a wave, he really was hooked.

Now over 50 years later, Steve says that surfing ‘keeps you young’. When you get out on the water it makes you feel like you’re still doing something. ‘You paddle out and forget everything because you’re so centred on what you’re doing’ adds Steve, ‘it just gets rid of all tension’.

Steve has collected some funny nicknames from fellow surfers and friends over the years. Steve tells us that the nickname ‘Crazy Steve’ comes from the fact that he is still surfing at the age of 63, and in particular that he insists on heading out into the cold British waters without a wetsuit on. He says, ‘I start going out without a wetsuit on in April when the sea is still quite cold. I like the freedom you get with not wearing one and I like to feel the water’.

Steve paddling out to surf

Incredibly, only four years ago Steve thought he might not ever walk again, let alone surf. He prolapsed a disc in his back and wasn’t able to walk. After successful surgery and two years of rehabilitation, Steve still has a partially paralysed foot, but hasn’t let that stop him, ‘it’s made me appreciate every day’ he says.

When you’re younger, you just think “oh I’ll do something later” and you put it off and put it off. But as you get older, you think right I’m gonna go and do that.

Steve making a surf board

Steve’s talents extend past surfing; he even makes his own surfboards. ‘I started making my own boards because you can make exactly what you want. Making a board and then riding the wave is such a thrill’.

Steve says that surfing has no limits – it’s for anyone. You can go out on small waves or use a bigger board if that’s what you want to do. It’s not that expensive and over anything, it makes you feel good.

Steve’s life advice? Don’t waste a minute.

Posted on 24 October 2017

SunLife offers a range of straightforward and affordable products including over 50s life insurance, funeral plans, equity release, pet insurance, home insurance, car insurance, ISAs and Will writing services.

Here's the information that you need to know about who we are and the other companies that we work with in order to provide our products and services.

Who are SunLife?

Phoenix Life Limited trades as SunLife and is the provider of the Guaranteed Over 50 Plan, SunLife Insurance and the life insurance policy payment option for Funeral Plans. Phoenix Life Limited’s registered office is at 1 Wythall Green Way, Wythall, Birmingham, B47 6WG (registered in England, no. 1016269). Dignity Funerals is not authorised or regulated for this activity by either the Financial Conduct Authority or the Prudential Regulation Authority. Dignity Funerals Ltd is a member of the National Association of Funeral Directors.

SunLife Limited distributes financial products and services and is a company limited by shares, registered office: 1 Wythall Green Way, Wythall, Birmingham, B47 6WG (registered in England, no. 05460862). SunLife Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (registration no. 769427).

You can contact us by post at SunLife, PO Box 1395, Peterborough, PE2 2TR or by phone on 0800 008 6060.

If you choose to add Funeral Benefit Option to your Guaranteed Over 50 Plan the funeral services are arranged and provided by Dignity Funerals Limited. Dignity Funerals Limited is a company registered in England and Wales No. 00041598. VAT registered No. 486 6081 14. 4 King Edwards Court, King Edwards Square, Sutton Coldfield, West Midlands, B73 6AP. Telephone No. 0121 354 1557. Fax No. 0121 355 808. Part of Dignity plc. A British Company. Dignity is not authorised or regulated for this activity by the Financial Conduct Authority or the Prudential Regulation Authority but is a member of the National Association of Funeral Directors.

Who provides the Funeral Plans?

Dignity Funerals Ltd arranges and provides the funeral services. Dignity Funerals is not authorised or regulated for this activity by either the Financial Conduct Authority or the Prudential Regulation Authority. Dignity Funerals Ltd is a member of the National Association of Funeral Directors.

The life insurance policy that pays for your funeral will be provided by Phoenix Life Limited, trading as SunLife.

Who provides My Smarter (ISA)?

My Smarter (ISA) is provided by Scottish Friendly Asset Managers Limited. Authorised and regulated by the Financial Conduct Authority. Details can be found on the Financial Services register, registration No. 188832. Member of The Investment Association. Registered Office: Scottish Friendly House, 16 Blythswood Square, Glasgow G2 4HJ.

Who provides the Will writing services?

Hugh James is authorised and regulated by the Solicitors Regulation Authority (SRA Number:303202).

The information contained on this website is based on Hugh James' understanding of the law of intestacy in England and Wales only as at April 2014. The law in Scotland and Northern Ireland is significantly different. This is for information purposes and is not intended to be legal advice.

Who provides Family Life Insurance?

SunLife Family Life Insurance is provided by Scottish Friendly Assurance Society Limited which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Details can be found on the Financial Services register (registration number 110002). Registered Office: Scottish Friendly House, 16 Blythswood Square, Glasgow G2 4HJ. 

Who provides SunLife Pet Insurance

SunLife Pet Insurance is arranged and administered by BDML Connect Limited. BDML Connect Limited is authorised and regulated by the Financial Conduct Authority (No. 309140). Registered in England and Wales Number 02785540. Registered Office: 45 Westerham Road, Bessels Green, Sevenoaks, Kent, TN13 2QB.

Who provides SunLife Home Insurance

SunLife Home Insurance is arranged and administered by BISL Limited and underwritten by a panel of insurers. BISL Limited are an intermediary authorised and regulated by the Financial Conduct Authority. Registered in England no. 03231094. Registered office Pegasus House, Bakewell Road, Orton Southgate, Peterborough PE2 6YS.

Who provides SunLife Car Insurance

SunLife Car Insurance is arranged and administered by BISL Limited and underwritten by a panel of insurers. BISL Limited are an intermediary authorised and regulated by the Financial Conduct Authority. Registered in England no. 03231094. Registered office Pegasus House, Bakewell Road, Orton Southgate, Peterborough PE2 6YS.