• You need to pay your monthly premiums to keep your cover. If you stop, so will the insurance and you won't get anything back.
  • Inflation reduces buying power over time.
  • The cash payout isn't guaranteed to cover the full cost of your funeral. If this is important to you, you might want to consider a funeral plan.
  • It's 'whole of life' cover as it covers you no matter how long you live. You'll also pay for life unless you choose our paystop option.

Full Guaranteed Over 50 Plan Terms and Conditions (PDF)