Are you ready to invest

The My Smarter (ISA) could be for you if:

  • You are aged 18 or over and are a UK resident for tax purposes.
  • You are looking to invest for the medium to long term. This means at least 5 years and ideally 10 or more.
  • You do not intend to invest in another stocks and shares ISA for the tax year 2017/18.
  • You are comfortable that the value of your My Smarter (ISA) can go down as well as up, and that you could get back less than you paid in.
  • You accept Scottish Friendly's charge to manage the With-Profits fund, which is currently 1.5% deducted from the value of your ISA each year.


Important documents to read:
Before applying for your My Smarter (ISA), please download and read these important documents.

Key features and Terms and Conditions

SunLife Key Facts about our services

You'll be taken to Scottish Friendly's application form.

Any questions? Call free on 0800 904 7611. Monday to Friday: 8.30am-5.30pm