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Store your digital wishes

In your Will is best

When the time comes, your digital wishes will need to be found quickly by the people responsible for sorting out your affairs, so it’s important to store them in the right place.

There is only one way to ensure your plans for your online accounts are legally binding and will be followed, and that is to include them in your Will. If you have already written your Will, you can add a codicil to it covering your digital wishes and the name of your digital executor.

If you’re yet to make a Will, why not use planning your digital legacy as an ideal opportunity to do so and get all your affairs in order at the same time?

Other options

If you don’t include your digital wishes in your Will, they are considered a statement of your preferences rather than a legal obligation to follow your instructions. That said, they will still be a tremendous help.

With your solicitor

If you have a Will stored at your solicitor’s, the safest option is to keep your digital wishes there too, so everything’s in one place when needed.

At home

Alternatively, you could keep your digital wishes with other important paperwork in a safe place at home but remember to tell someone where to find them.

Storing passwords

Remembering passwords is a problem for everyone. Instead of just using a select few so you remember them, or writing them down, you could use an online password manager to securely manage your login details. Some services allow your logins to transfer over to your executor when you die, making it easy for them to access your accounts after you die without needing your passwords.

When planning your digital legacy, The Law Society advises against sharing your pins or passwords with anyone. Your executors will not need this information to gain access to your accounts and it’s a criminal offence to use someone else’s pin to withdraw money. A detailed list of all your online accounts with usernames and account numbers is enough.

information icon Don’t forget…

It’s important to keep your digital legacy up to date. Why not set up a regular diary reminder to update your digital wishes with any changes to your accounts and back up precious files like photos and videos?

Download our digital wishes template

Digital legacy pack illustration

A simple template to help you record your instructions for your online accounts.

Download

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Who are SunLife and who provides the SunLife Guaranteed Over 50 Plans?

SunLife Limited distributes financial products and services , registered office: 1 Wythall Green Way, Wythall, Birmingham, B47 6WG, United Kingdom (registered in England and Wales, no. 05460862). SunLife Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (registration no. 769427).

Phoenix Life Limited trades as SunLife and is the provider of the SunLife Guaranteed Over 50 Plan life insurance policies. Phoenix Life Limited’s registered office is at 1 Wythall Green Way, Wythall, Birmingham, B47 6WG, United Kingdom (registered in England and Wales, no. 1016269).

Who provides the Funeral Benefit Option?

If you choose to add Funeral Benefit Option to your Guaranteed Over 50 Plan, Dignity Funerals Ltd arranges and provides the funeral services, registered office: 4 King Edwards Court, Sutton Coldfield, West Midlands, B73 6AP (registered in England and Wales, No. 00041598). Dignity Funerals Ltd is a member of the National Association of Funeral Directors.

Who provides the Funeral Plans?

Dignity Funerals Ltd arranges and provides the funeral services, registered office: 4 King Edwards Court, Sutton Coldfield, West Midlands, B73 6AP (registered in England and Wales, No. 00041598). Dignity Funerals is not authorised or regulated for this activity by either the Financial Conduct Authority or the Prudential Regulation Authority. Dignity Funerals Ltd is a member of the National Association of Funeral Directors.

The life insurance policy that pays for your funeral will be provided by Phoenix Life Limited, trading as SunLife.

Who provides SunLife Pet Insurance

SunLife Pet Insurance is arranged and administered by BDML Connect Limited. BDML Connect Limited is authorised and regulated by the Financial Conduct Authority (No. 309140). Registered in England and Wales Number 02785540. Registered Office: 45 Westerham Road, Bessels Green, Sevenoaks, Kent, TN13 2QB.

Who provides SunLife Home Insurance

SunLife Home Insurance is arranged and administered by BISL Limited and underwritten by a panel of insurers. BISL Limited are an intermediary authorised and regulated by the Financial Conduct Authority. Registered in England no. 03231094. Registered office Pegasus House, Bakewell Road, Orton Southgate, Peterborough PE2 6YS.

Who provides SunLife Car Insurance

SunLife Car Insurance is arranged and administered by BISL Limited and underwritten by a panel of insurers. BISL Limited are an intermediary authorised and regulated by the Financial Conduct Authority. Registered in England no. 03231094. Registered office Pegasus House, Bakewell Road, Orton Southgate, Peterborough PE2 6YS.