SunLife Over 50’s plan reviews

The SunLife Guaranteed Over 50 Plan is the UK’s most popular over 50s life insurance, with over 799,000 policyholders¹. With 98% of new customers saying they would recommend our plan, we are proud to share thousands of our real customer reviews².

Why do customers choose SunLife?

With over 799,000 customers and thousands of reviews, you’re probably wondering why so many people choose SunLife’s over 50 plan. What makes the SunLife plan stand out?

To give you an idea, here are five good reasons:

1. Trusted – more people trust us with their over 50s plan than any other provider³.

2. Affordable – our customers choose us because they want an affordable way to leave some money behind for their loved ones. The Guaranteed Over 50 plan is the most affordable over 50 plan⁴.

3. Easy application – applying online is easy, with no medical questions and guaranteed acceptance. We give customers the information they need to decide if the SunLife plan is right for them.

4. Fixed monthly cost – we will never increase your agreed monthly premium. Choose an amount you are comfortable with and that’s all you need to pay each month until you die to guarantee your cover. Or if you want to stop paying your premiums earlier, you can choose our Premium Cap Option.

5. Guaranteed pay out – we promise to give your family the agreed pay out when you die, to help cover your funeral costs or as a gift to remember you by (if you’ve paid your monthly premiums and had your plan for a year).

Important things to consider

• A fixed cash sum is paid when you die, after you've had your plan for one year.
• If you stop paying your premiums, your insurance will end and you won’t get anything back
• Depending on how long you live, you could pay more in premiums than the cash sum paid out.
• Inflation reduces buying power over time.