SunLife Over 50’s plan reviews
The SunLife Guaranteed Over 50 Plan is the UK’s most popular over 50s life insurance, with over 800,000 policyholders. With 98% of new customers saying they would recommend our plan, we are proud to share thousands of our real customer reviews.
Real customer reviews
At SunLife we love hearing what our customers have to say after they’ve taken out an over 50 plan with us.
And as a feefo Gold Trusted Service partner for the third year running, we’re proud to clearly share our real customer reviews.
Based on thousands of reviews over the past year, our customers have given us 4.8 stars for our service. But don’t just take our word for it, check out our reviews.
Why do customers choose SunLife?
With over 800,000 customers and thousands of reviews, you’re probably wondering why so many people choose SunLife’s over 50 plan. What makes the SunLife plan stand out?
To give you an idea, here are five good reasons:
1. Trusted – more people trust us with their over 50s plan than any other provider3.
2. Affordable – our customers choose us because they want an affordable way to leave some money behind for their loved ones. The Guaranteed Over 50 plan start from £3.70 a month.
3. Easy application – applying online is easy, with no medical questions and guaranteed acceptance. We give customers the information they need to decide if the SunLife plan is right for them.
4. Fixed monthly cost – we will never increase your agreed monthly premium. Choose an amount you are comfortable with and that’s all you need to pay each month until you die to guarantee your cover. Or if you want to stop paying your premiums earlier, you can choose our Premium Cap Option.
5. Guaranteed pay out – we promise to give your family the agreed pay out when you die, to help cover your funeral costs or as a gift to remember you by (if you’ve paid your monthly premiums and had your plan for a year).
Hear from our customers
From listening to individual needs to giving straightforward information, we spoke to a few of our customers to see what they had to say after buying a SunLife plan.
SunLife’s heritage
When asked why they chose our over 50s insurance, many of our customers say they trust SunLife because of our heritage. SunLife’s roots go back more than 200 years and in 1900, we were the first ever company to offer life insurance without a medical.
Still offering no medical insurance today, we believe we’ve become a household name for over 50s. And if you watch daytime TV, you’ll have probably have heard about The Guaranteed Over 50 Plan.
Important things to consider
- A fixed cash sum is paid when you die, after you've had your plan for one year.
- If you stop paying your premiums, your insurance will end and you won’t get anything back
- Depending on how long you live, you could pay more in premiums than the cash sum paid out.
- Inflation reduces buying power over time.
The smallest print
1. 98% of new customers saying they would recommend the SunLife Guaranteed Over 50 Plan - SunLife Continuous Research Programme.
2. Most trusted - Source: Association of British Insurers statistics.
3. Further information available at sunlife.co.uk/verify
4. Terms and conditions apply
Here's the information that you need to know about who we are and the other companies that we work with in order to provide our products and services.
Who are SunLife and who provides the SunLife Guaranteed Over 50 Plans?
SunLife Limited distributes financial products and services , registered office: 1 Wythall Green Way, Wythall, Birmingham, B47 6WG, United Kingdom (registered in England and Wales, no. 05460862). SunLife Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (registration no. 769427).
Phoenix Life Limited trades as SunLife and is the provider of the SunLife Guaranteed Over 50 Plan life insurance policies. Phoenix Life Limited’s registered office is at 1 Wythall Green Way, Wythall, Birmingham, B47 6WG, United Kingdom (registered in England and Wales, no. 1016269).
Who provides the Funeral Benefit Option?
If you choose to add Funeral Benefit Option to your Guaranteed Over 50 Plan, Dignity Funerals Ltd arranges and provides the funeral services, registered office: 4 King Edwards Court, Sutton Coldfield, West Midlands, B73 6AP (registered in England and Wales, No. 00041598). Dignity Funerals Ltd is a member of the National Association of Funeral Directors.
Who provides the Funeral Plans?
Dignity Funerals Ltd arranges and provides the funeral services, registered office: 4 King Edwards Court, Sutton Coldfield, West Midlands, B73 6AP (registered in England and Wales, No. 00041598). Dignity Funerals is not authorised or regulated for this activity by either the Financial Conduct Authority or the Prudential Regulation Authority. Dignity Funerals Ltd is a member of the National Association of Funeral Directors.
The life insurance policy that pays for your funeral will be provided by Phoenix Life Limited, trading as SunLife.
Who provides SunLife Pet Insurance
SunLife Pet Insurance is arranged and administered by BDML Connect Limited. BDML Connect Limited is authorised and regulated by the Financial Conduct Authority (No. 309140). Registered in England and Wales Number 02785540. Registered Office: 45 Westerham Road, Bessels Green, Sevenoaks, Kent, TN13 2QB.
Who provides SunLife Home Insurance
SunLife Home Insurance is arranged and administered by BISL Limited and underwritten by a panel of insurers. BISL Limited are an intermediary authorised and regulated by the Financial Conduct Authority. Registered in England no. 03231094. Registered office Pegasus House, Bakewell Road, Orton Southgate, Peterborough PE2 6YS.
Who provides SunLife Car Insurance
SunLife Car Insurance is arranged and administered by BISL Limited and underwritten by a panel of insurers. BISL Limited are an intermediary authorised and regulated by the Financial Conduct Authority. Registered in England no. 03231094. Registered office Pegasus House, Bakewell Road, Orton Southgate, Peterborough PE2 6YS.