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Over 50 and thinking it over

Get your affairs in order without having to see a solicitor or spend a fortune

Why choose SunLife to help arrange your Will?

Legal help

every step of the way

By phone or post

no need to visit a solicitor

Free will storage

we'll keep it safe and secure

No jargon

we explain the legalese

How does the will writing service work?

First a friendly chat with Hugh James will help you decide which will is right for you.

Here’s what will happen once you’ve decided

  • You'll get an information pack in the post to help you think about what you want to include in your will
  • You should read through each section and answer the questions in the spaces provided
  • Hugh James will call you at a time that suits you. They'll go through the questions with you and answer any questions you might have. They'll use this information to draft your will
  • You can also arrange your will by post. Just send back the completed form and the information will be used to draft your will
  • Once your draft will is ready, we'll send you a written copy to check and approve. Once we know you're happy with it, we'll send you the final version to store

Important information

  • Your call with Hugh James can take place at any time that suits you — Monday–Friday, between 9am and 5pm
  • If you're making a joint will, Hugh James can arrange to speak to you both on the same call, even if you're in different locations. Just let them know when you make your appointment
  • We can store your will safely, for free. If you want to keep important documents in one place, we can also store your deeds together with your will

Questions?  Read our FAQs

Why make a will?

A will is your way of letting everyone know what should happen to your money, property and possessions after you die (together they’re called your 'estate'). It gives your loved ones a bit of extra security at a sensitive time.

 

What kind of will do I need?

  • Single will — one will for one person
  • Mirror wills — two wills, usually for a couple or people with shared assets or loved ones
  • Wills, including a trust — a trust is an arrangement where some or all of your assets aren't inherited immediately but are held back until a time or circumstance that you have requested in your will
  • Single codicil — this is a document that can be used to make minor changes to an existing will
  • Mirror codicils — these are two documents that can be used to make minor changes to existing mirror wills

Who are Hugh James?

Hugh James is one of the UK's leading law firms*. They understand how much our customers matter to us - and they know wills inside out.

They'll talk about your will in your language and guide you every step of the way. They'll ensure your will is exactly how you want it. And, if you have any questions along the way, you can call them as many times as you like to talk things through. Through them, we offer a personalised, one-to-one legal service without the need to go to a solicitor's office.

* Source: Chambers & Partners

Why choose this will writing service?

This is the expert support you need, at a great price. We want you to have confidence and certainty for the future, and Hugh James will help you create the will you want. You can call as often as you like (without paying more) so if you have any questions, just ask.

Why choose SunLife?

We keep things nice and simple — bringing you the financial products and services that make your world better.

And we know it's vital to team up with the right people — like Hugh James. We've done the hard work (finding the lawyers to write your will) so you don't have to.

FAQs

Where do I start with writing a will?

It all begins with a quick phone call to our expert legal partners. They'll get to know you and your needs and send you an information pack in the post. If you choose to go through your will on the phone, they'll arrange to call you about a week later at a time that suits you.

If you're making a joint will with a loved one (what we call a 'Mirror will') and can't be in the same place at the same time, you can arrange to speak together on the same call even if you're in different locations. Just let Hugh James know when you book your appointment.

If you choose to fill in a will drafting form, all you need to do is fill in each section and send it back in the envelope provided. You can always call with any questions or send the form back with what you've written and finish the rest of it over the phone. Hugh James will do the rest - it's that simple.

What happens if I die and I don't have a will?

Without a will, things can get complicated and it could take time to sort through the red tape. Only certain relatives can inherit, due to laws that apply to inheritance without a will. These are called the Laws of Intestacy. And if there's property involved, the friends or relatives you want to inherit might have to apply to become an 'administrator'. Forms will need to be filled and approval can often take up to a month or longer.

How much does it cost to make a will?

That depends on the type of will you want.

  • You can make a single will from just £99
  • If you and your partner would like to have wills that reflect each other's wishes, known as a 'Mirror will', the two wills will cost £146
  • To add a Trust to a single will (where some or all of your assets aren't inherited immediately) it's an additional £47. To add Trust to a pair of Mirror wills, it will cost an additional £114
  • It will cost £60 to make any minor changes to an existing will, or an extra £80 to make a change to a pair of wills
I don't have a house or any children, do I still need a will?

No matter what stage of your life you're at, a will can help your family to deal with costs, decisions and any complicated family arrangements that might arise. Even if you don't have children or own your house, a will can give your loved ones peace of mind that your wishes are being carried out.

Why should I use a solicitor's firm when I can create a will myself?

Low cost, DIY kits might be cheaper but they don't include checking by a lawyer, and you could make a mistake without knowing it. Our will writing service gives you the expertise of a lawyer to review your will at an affordable price. So you have the security of knowing that your will is legal and that your wishes will be carried out.

What is will storage and why do I need it?

You need to store your will somewhere safe and secure — if it's lost, defaced or tampered with in any way, it will become invalid. You also need to make sure that the executors of your will know where to find it and can access it easily. If you keep your will in a safety deposit box, for example, your executors will not be able to open the box without obtaining a court order.

To help make this easy for you, Hugh James offers free will storage in their secure vaults. When the time comes, your executors will know exactly where to find your will and how to get hold of it. You can also store any property deeds you have together with your will - all free of charge.

Make a will today. Call our partners, Hugh James Solicitors on 0345 313 3603. Lines are open Monday-Friday 9am-5pm.

Here's the information that you need to know about who we are and the other companies that we work with in order to provide our products and services.

Who are SunLife? 

Phoenix Life Limited trades as SunLife and is the provider of the Guaranteed Over 50 Plan, SunLife Insurance and the life insurance policy payment option for Funeral Plans. Phoenix Life Limited’s registered office is at 1 Wythall Green Way, Wythall, Birmingham, B47 6WG (registered in England, no. 1016269). Phoenix Life Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority and is entered on the Financial Services Register (registration no. 110418). As part of SunLife’s commitment to quality service and security, telephone calls may be recorded.

SunLife Limited distributes financial products and services and is a company limited by shares, registered office: 1 Wythall Green Way, Wythall, Birmingham, B47 6WG (registered in England, no. 05460862). SunLife Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (registration no. 769427).

You can contact us by post at SunLife, PO Box 1395, Peterborough, PE2 2TR or by phone on 0800 008 6060.

If you choose to add Funeral Benefit Option to your Guaranteed Over 50 Plan the funeral services are arranged and provided by Dignity Funerals Limited. Dignity Funerals Limited is a company registered in England and Wales No. 00041598. VAT registered No. 486 6081 14. 4 King Edwards Court, King Edwards Square, Sutton Coldfield, West Midlands, B73 6AP. Telephone No. 0121 354 1557. Fax No. 0121 355 808. Part of Dignity plc. A British Company. Dignity are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority but are registered providers with the Funeral Planning Authority.

Who provides the Funeral Plans?

The funeral services are arranged by a funeral director selected by Golden Charter Ltd. Golden Charter Ltd are not required to be authorised or regulated by the Financial Conduct Authority or the Prudential Regulation Authority in relation to funeral plans but are registered providers with the Funeral Planning Authority.

If you choose to pay for your funeral in one go, with a single payment, you will have a contract with Golden Charter. The funeral services will be arranged by a funeral director selected by Golden Charter Ltd.

If you choose to pay for your funeral with a life insurance policy, the policy will be provided by AXA Wealth Ltd, trading as SunLife. The funeral services will be arranged by a funeral director selected by Golden Charter Ltd.

Who provides My Smarter (ISA)?

My Smarter (ISA) is provided by Scottish Friendly Asset Managers Limited. Authorised and regulated by the Financial Conduct Authority. Details can be found on the Financial Services register, registration No. 188832. Member of The Investment Association. Registered Office: Scottish Friendly House, 16 Blythswood Square, Glasgow G2 4HJ.

Who provides the Will writing services?

Hugh James is authorised and regulated by the Solicitors Regulation Authority (SRA Number:303202).

The information contained on this website is based on Hugh James' understanding of the law of intestacy in England and Wales only as at April 2014. The law in Scotland and Northern Ireland is significantly different. This is for information purposes and is not intended to be legal advice.

Who provides Family Life Insurance?

SunLife Family Life Insurance is provided by Scottish Friendly Assurance Society Limited which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Details can be found on the Financial Services register (registration number 110002). Registered Office: Scottish Friendly House, 16 Blythswood Square, Glasgow G2 4HJ. 

Who provides SunLife Pet Insurance

SunLife Pet Insurance is arranged and administered by BDML Connect Limited. BDML Connect Limited is authorised and regulated by the Financial Conduct Authority (No. 309140). Registered in England and Wales Number 02785540. Registered Office: 45 Westerham Road, Bessels Green, Sevenoaks, Kent, TN13 2QB.

Who provides SunLife Home Insurance

SunLife Home Insurance is arranged and administered by BISL Limited and underwritten by a panel of insurers. BISL Limited are an intermediary authorised and regulated by the Financial Conduct Authority. Registered in England no. 03231094. Registered office Pegasus House, Bakewell Road, Orton Southgate, Peterborough PE2 6YS.

Who provides SunLife Car Insurance

SunLife Car Insurance is arranged and administered by BISL Limited and underwritten by a panel of insurers. BISL Limited are an intermediary authorised and regulated by the Financial Conduct Authority. Registered in England no. 03231094. Registered office Pegasus House, Bakewell Road, Orton Southgate, Peterborough PE2 6YS.