You are using an outdated browser. Please upgrade your browser to improve your experience.

Sales enquiries 0800 904 7674
  • Welcome to life after 50

    Straightfordable life cover, insurance and savings for everyone over 50.

    Find the right product for you

    We believe that everyone in the UK should have access to straightforward and affordable financial products. We hate jargon, so we're cutting through the financial clutter with products that are easy to understand and apply for.

    Life insurance

    Over 50 life insurance

    The Guaranteed Over 50 plan is the uk’s no 1 choice^ for over 50 life insurance. it's a simple and affordable way to leave a cash sum as a gift for your loved ones, or to help towards funeral costs.

    PLUS if you can find a bigger cash payout somewhere else, give us a call on 0800 904 7674 to talk about our Price Match Guarantee. Terms and conditions apply.

    Price Match logo
    • A fixed cash sum for loved ones when you die, provided you've paid in for at least two years
    • Aged 50–85? We guarantee to accept you, with no medical
    • Premiums start at just £3.90 a month — the lowest you’ll find in the market
    • Life-long cover as long as you keep paying your premiums when due
    Get a free over 50 life insurance quote

    Life insurance

    Family life insurance means up to £500,000 for your loved ones if the worst happens to you because they're worth it.

    Straightforward, affordable financial protection brought to you by SunLife.

    Plus, you can choose critical illness cover to get 25% of your life cover early if you're diagnosed with one of the specified critical illnesses.

    • Premiums from £5 a month, guaranteed never to rise
    • Cover up to £500,000
    • You can apply if you’re aged 18-59
    • Choose from 10 to 40 years of cover (must end by your 70th birthday)
    • Apply in minutes with an instant decision
    Get a free life insurance quote

    Funerals

    Funeral plans

    A funeral plan can help you to plan and pay for your funeral in advance, giving your loved ones less to worry about. You can choose to pay in one go with a single payment or, if you prefer, monthly with life insurance.

    • A funeral plan is quick and easy to arrange
    • You can choose from three different funeral plans
    • There are two different ways to pay — find an option to suit your budget
    • Help protect your loved ones from rising funeral prices
    Get a free a free funeral plan quote

    Wills

    Making a Will can help make sure the right people get the right things and that your wishes are followed when you die. It could make all the difference to your loved ones.

    • It's quick, easy and affordable
    • You're in safe hands as we've teamed up with Hugh James solicitors, a top UK law firm with over 550 employees and more than 50 years' experience
    • Hugh James's specialist Will writers will guide you through the whole process and explain things simply and clearly

    Insurance

    Home insurance

    With SunLife Home Insurance, you can choose exactly what you need to protect your home and contents. It’s easy to understand, simple to buy and gives you protection that suits you and your home.

    • 20% off when you buy online
    • Emergency claims line 24/7
    • Choice of cover options
    • New for old as standard
    • Accidental damage option
    • 5 star Defaqto rating
    Get a free home insurance quote

    Pet insurance

    Sunlife pet insurance could be a straightforward way to help get your four-legged friend back to tip-top health if they get ill or have an accident.

    • Pay monthly at no extra cost
    • Hassle-free claims process
    • Vets' fees paid directly — subject to availability
    • A choice of cover levels to suit your pet and budget
    • Expert counselling for bereaved pet owners included at no extra cost
    Get a free pet insurance quote

    Money

    Stocks and shares ISA

    A stocks and shares ISA is a tax-efficient way to invest for the future. We've teamed up with Scottish Friendly to bring you my smarter (ISA) and make investing more affordable than you might think.

    • A tax efficient way to help your money grow over the long term
    • Start investing from just £10 per month or with a lump sum of £100 or more
    • You control how you pay — stop, start or change your payments with no penalties
    • The value of your Stocks and Shares ISA can go down as well as up, and you could get back less than you paid in
    • Guaranteed to get back at least what you’ve paid in after 10 years — provided you’ve made no withdrawals
    Apply for a Stocks and shares ISA now

    Putting old on hold...

    Welcome to life after 50 - you’re in great company. Meet the amazing over 50s putting old on hold and making the world a better place.

    Visit our content hub

    “If you’re 50 plus, life’s more rewarding with us.”

    See our stereotype busting campaign.

    Video transcript

    I’m not ready for this, I’m only 59, you can stick your cruise where the sun don’t shine.

    This ain’t my life!

    I have a life!

    You may think I should grow old with grace, but that’s not me, so in your face!

    I have a life!

    Am I alive?

    Hello boys I’ve got news for you, you’ve been eyeing up a woman who is 62.

    I have a life!

    She has a life!

    He has a life, he has a life!

    You see it turns out we’re not very good,

    at behaving like people think we should.

    We have a life, we’re with SunLife.

    If you’re fifty plus, life’s more rewarding with us.

    Sunlife, Welcome to life after 50.

  • The smallest print

    ^Most popular whole of life guaranteed acceptance plan bought directly. ABI statistics - 12 months up to 31 December 2016

Here's the information that you need to know about who we are and the other companies that we work with in order to provide our products and services.

Who are SunLife?

AXA Wealth Ltd trades as SunLife and is the provider of the Guaranteed Over 50 Plan, SunLife Insurance and the life insurance policy payment option for Funeral Plans. AXA Wealth Ltd is a company limited by shares and the registered office is at 1 Wythall Green Way, Wythall, Birmingham B47 6WG (registered in England, No. 01225468). AXA Wealth Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. AXA Wealth Ltd is entered on the Financial Services Register (registration no. 119201).

AXA Wealth Services Ltd distributes financial products and services and trades as SunLife. AXA Wealth Services Ltd is a company limited by shares and the registered office is at 1 Wythall Green Way, Wythall, Birmingham B47 6WG (registered in England, no. 02238458). AXA Wealth Services Ltd is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (registration no. 465753).

‘SunLife’ (comprising of the companies AXA Wealth Services Limited, AXA Wealth Limited and AXA Sun Life Direct Limited) has been acquired by Pearl Life Holdings Limited (and now forms part of the Phoenix Group - www.thephoenixgroup.com). ‘AXA’ is a trademark that is owned by AXA SA and will be used for a short period under a licence granted by AXA SA to the Phoenix Group.

Pearl Life Holdings Limited is registered in England (4560778) at 1 Wythall Green Way, Wythall, Birmingham B47 6WG. As part of the Phoenix Group, AXA Wealth Limited will continue to be authorised by the Prudential Regulation Authority and regulated by Prudential Regulation Authority and Financial Conduct Authority. AXA Wealth Services Limited will continue to be regulated by the Financial Conduct Authority.

You can contact us by post at SunLife, PO Box 7054, Willenhall, WV1 9ZH or by phone on 0800 008 6060. As part of our commitment to quality service and security, calls may be recorded.

If you choose to add Funeral Benefit Option to your Guaranteed Over 50 Plan the funeral services are arranged and provided by Dignity Funerals Limited. Dignity Funerals Limited is a company registered in England and Wales No. 00041598. VAT registered No. 486 6081 14. 4 King Edwards Court, King Edwards Square, Sutton Coldfield, West Midlands, B73 6AP. Telephone No. 0121 354 1557. Fax No. 0121 355 808. Part of Dignity plc. A British Company. Dignity are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority but are registered providers with the Funeral Planning Authority.

Who provides the Funeral Plans?

The funeral services are arranged by a funeral director selected by Golden Charter Ltd. Golden Charter Ltd are not required to be authorised or regulated by the Financial Conduct Authority or the Prudential Regulation Authority in relation to funeral plans but are registered providers with the Funeral Planning Authority.

If you choose to pay for your funeral in one go, with a single payment, you will have a contract with Golden Charter. The funeral services will be arranged by a funeral director selected by Golden Charter Ltd.

If you choose to pay for your funeral with a life insurance policy, the policy will be provided by AXA Wealth Ltd, trading as SunLife. The funeral services will be arranged by a funeral director selected by Golden Charter Ltd.

Who provides My Smarter (ISA)?

My Smarter (ISA) is provided by Scottish Friendly Asset Managers Limited. Authorised and regulated by the Financial Conduct Authority. Details can be found on the Financial Services register, registration No. 188832. Member of The Investment Association. Registered Office: Scottish Friendly House, 16 Blythswood Square, Glasgow G2 4HJ.

Who provides the Will writing services?

Hugh James is authorised and regulated by the Solicitors Regulation Authority (SRA Number:303202).

The information contained on this website is based on Hugh James' understanding of the law of intestacy in England and Wales only as at April 2014. The law in Scotland and Northern Ireland is significantly different. This is for information purposes and is not intended to be legal advice.

Who provides Family Life Insurance?

SunLife Family Life Insurance is provided by Scottish Friendly Assurance Society Limited which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Details can be found on the Financial Services register (registration number 110002). Registered Office: Scottish Friendly House, 16 Blythswood Square, Glasgow G2 4HJ. 

Who provides SunLife Pet Insurance

SunLife Pet Insurance is arranged and administered by BDML Connect Limited. BDML Connect Limited is authorised and regulated by the Financial Conduct Authority (No. 309140). Registered in England and Wales Number 02785540. Registered Office: 45 Westerham Road, Bessels Green, Sevenoaks, Kent, TN13 2QB.

Who provides SunLife Home Insurance

SunLife Home Insurance is arranged and administered by BISL Limited and underwritten by a panel of insurers. BISL Limited are an intermediary authorised and regulated by the Financial Conduct Authority. Registered in England no. 03231094. Registered office Pegasus House, Bakewell Road, Orton Southgate, Peterborough PE2 6YS.