With SunLife, you can feel confident knowing you're helping protect your family's future
Guaranteed Over 50 Plan
Whole of life insurance with guaranteed acceptance for those aged 49–85, and no medical questions. We guarantee to pay out when you die, with full cover after just 12 months.
Guaranteed Inheritance Plan
Whole of life cover for people aged 49–75. Your cover will start immediately if accepted. Answering a few medical questions may provide a higher payout when you pass away.
Equity Release
Are you a home owner aged 55 and over? Take a look at equity release and see if releasing money from your home could be right for you.
We're the UK's Top Over 50s Life Insurance Provider 2025
Awarded by the Telegraph and Statista UK's Top Insurance Companies 2025.
Need support? Get in touch
Let us know what you need, so we can get you to the right person to help.
Help taking out a new plan
Looking to discuss a plan with a person on the phone? We'll connect you direct to the specialists.
Guaranteed Over 50 Plan:
Call 0800 904 7674
(Mon–Fri: 8am–6pm, Sat: 8am–4pm, Sun: Closed)
Guaranteed Inheritance Plan:
The plan is available exclusively online.
Equity Release:
Call 0800 633 55 66
(Mon–Thurs: 9am–8pm, Fri: 9am–5pm, Sat–Sun: Closed)
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Proud to be the nation's favourite and
highly rated by our customers
Our roots go back over 200 years
SunLife’s history goes all the way back to 1810. In fact, we were the very first company to offer life insurance without a medical (something we still do today).
Sources and information
- Guaranteed Over 50 Plan – Gift card – biggest in relation to value of standard gift card offered. Sent within 30 days after 6 monthly payments. Offer ends 30th June 2026. Go to sunlife.co.uk/gift for T&Cs.
- Guaranteed Inheritance Plan – Gift card sent within 30 days after 6 monthly payments. We reserve the right to withdraw this offer at any time. Go to sunlife.co.uk/guaranteed-inheritance-plan/giftcard for T&Cs.
- Guaranteed Over 50 Plan – UK’s no.1/Nation's favourite/Most popular/Most trusted/UK's favourite – source: Swiss Re Term and Health Watch Report 2025.
- SunLife is highly rated for customer experience on Feefo and Trustpilot.
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