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Equity Release

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What is equity release?

Equity release is a tax-free way to get cash from the value that's tied up in your home, without having to sell or move. It’s a loan secured against your house, which is only repaid when you die or move into long-term care.

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Equity Release Calculator

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More on equity release

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How much has your house made you?

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Is equity release a good idea?

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The pros and cons of equity release

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Types of equity release schemes available

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Speaking to an adviser

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Selling your home or repaying your equity release loan early

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What happens when you die or move into care

Answers to your questions


1. These figures are for illustration purposes only and are based on a lifetime mortgage. It is only an indication and isn't guaranteed. You should seek a personalised illustration and ask for more information. All figures are correct as of May 2021.

2. House Prices – Halifax 2019

Legal and regulatory information

Not all products are available outside of mainland UK, please call us to discuss if you have any queries.

This website contains information on how Equity Release works. This website does not contain advice, so you will need to discuss your circumstances with an expert adviser to be satisfied equity release meets your needs.

Who are SunLife?

SunLife Limited distributes financial products and services. Registered office: 1 Wythall Green Way, Wythall, Birmingham, B47 6WG, United Kingdom. Registered in England and Wales, number 05460862. SunLife Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (reference number: 769427).