The Best Freebies and Discounts for Over 50s in the UK
Getting older is not without its perks. Over 50 discounts are just the beginning – as you reach 55, 60, and beyond, you unlock a whole host of freebies, schemes, and concessions, that can help to make your money go further.
With so many senior discounts to take advantage of, it can be hard to keep track. We’ve broken them down by age in this guide, highlighting over 50 freebies and offers as well as discounts for over 60s in the UK.
Discounts for age 50 and over
Even at 50, there are plenty of age-related perks and discounts on offer for the UK’s more penny-wise citizens.
For those of us who like to explore, there are travel discounts on offer to over 50s who are in the know.
If you’re keen on the idea of a Caledonian adventure, you can discover more of Scotland for less with a Club 50 membership from ScotRail. Whether you’d prefer a trip to the Highlands or a city break, your Club 50 card gets you discounted train travel across the country plus 50% off hot and cold drinks on board for just £15 a year.
Looking to save money on train travel in other parts of the UK or just your local area? Similar schemes are popping up all over the place, including:
Cheap cinema tickets
Evenings out can also get a whole lot cheaper in your 50s. Discounted cinema tickets are available nationwide through Odeon’s Silver Cinema and Showcase’s Senior Screenings. It’s also worth keeping an eye out for over 55s cinema discounts in your local area – for example, there are promotions on offer at independent venues like London’s Regency Street Cinema and the Showroom Cinema in Sheffield.
Over 50 life insurance welcome gift
Getting life insurance is a step that many people take at this age, and you might as well reap the rewards if this is something you plan to do. When you take out over 50 life insurance with SunLife, you’ll receive a free welcome gift of a £100 gift card to spend at thousands of high street stores, including Marks & Spencer, Argos, Iceland, Boots and many more.
Over 50 life insurance from SunLife
Over 60 discounts
Some of the best discounts are for over 60s in the UK. All of the real money savers come into play at this age, with a smorgasbord of over 60 freebies and savings that you’d be wise not to miss out on.
Healthcare and prescriptions
Although trips to the pharmacy can start to get more frequent at this point in life, they also become much less expensive with free NHS prescriptions for over 60s. This could potentially save you a lot of money given that prescriptions otherwise cost £9.35 per item.
People in their 60s are also entitled to free NHS eye tests. If you do need glasses, major eyewear retailers like Boots Opticians and Specsavers offer sizable discounts for over 60s, giving you more bang for your buck on everything from reading glasses to designer shades.
Depending on your circumstances, you could be eligible for financial support with a range of other healthcare treatments such as:
- Dental care on the NHS
- Travel costs to receive NHS treatments
- The cost of wigs and fabric supports.
For more information, visit Age UK’s guide to NHS health costs.
Retail bargains for over 60s
Many retailers offer schemes and promotions that are exclusive to over 60s, so it’s always worth looking online or asking in-store before you buy.
For example, Boots offers a raft of over 60s rewards for Advantage Card holders, including additional points on your purchases and free points when you sign up for a free card or take a hearing test. You can even get cheaper car maintenance with Club 60 from ATS Euromaster, giving you reduced MOT prices as well as 15% off servicing and selected car parts.
Eat out for less
If you’re heading out for a bite to eat, be sure to look out for restaurants that have reduced price menus for over 60s. Hungry Horse pubs offer a Golden Years Menu with two courses for £4.49 and Greene King have a similar seniors menu at many locations.
Discounts on days out
Just at the age when you’re starting to get more leisure time, you can plan day trips for a fraction of the cost if you know where to look. Whatever you’re into, over 60s can enjoy discounts on a wide range of different days out:
- With a National Trust Membership, you get free entry to over 500 stunning locations across the UK. The price of membership is 25% less for over 60s, but you must have been a member for at least 5 of the last 10 years in order to qualify.
- Fancy seeing a play or a musical? The National Theatre and Royal Shakespeare Company both offer reduced prices on selected matinee performances for over 60s – see their websites for more details.
- If you enjoy visiting historic sites, senior membership with English Heritage is more than 10% cheaper than the standard price for adults (just bear in mind that this type of membership is only available to over 65s).
- The majority of football, rugby, and cricket clubs across the UK have discounted tickets for older fans, with prices reduced by as much as 50% in some cases.
- Many museums and other attractions offer discounted entry for over 60s, so it’s always worth checking wherever you go.
- Discounted rates at IHG® Hotels & Resorts.
- Free 3-month membership with tastecard, giving you 50% off food, or 2 for 1 at thousands of UK restaurants.
- 20% off Virgin Experience Days.
- Up to 50% off at the theatre with Railcard Theatre Tickets.
Cheaper travel for over 60s
Senior bus passes allow you to travel on buses and other public transport completely free and can be obtained throughout the UK. The age at which these become available varies in different areas, starting at 60 for those living in London, Scotland, Wales, and Northern Ireland. You can learn about the rules in your area and apply for an older person’s bus pass via the gov.uk site.
Train travel is also much cheaper for those over the age of 60. A Senior Railcard gives you ⅓ off the price of train tickets and costs £30 for one year or £70 for three years, so you can make your money back in just a few trips. There are also a whole host of other offers for railcard holders, including:
Winter Fuel Payment
The Winter Fuel Payment is certainly not to be scoffed at: the Government offers a tax-free lump sum of between £100 and £300 to those born on or before 26 September 1955 to help pay for heating bills.
The amount you receive per household is based on who lives in the property and when they were born. You will receive the full amount of £300 if you live alone and were born on or before 26 September 1941. Visit the gov.uk page to learn how much you’ll get in other cases.
Those who get the State Pension or other social security benefits will receive this money automatically, but you can still make a claim on the gov.uk site if this doesn’t apply to you.
National Insurance exemption
Once you reach State Pension age, you’ll also be exempt from paying National Insurance if you continue to work. Although you still have to pay Income Tax, the amount you save is still a reasonable chunk of your earnings, particularly when you consider that the National Insurance contribution (NIC) rate will rise from 12% to 13.25% as of April 2022.
This guide has highlighted a wide range of discounts for over 50s and over 60s in the UK. If you’ve found it helpful, you might also enjoy reading some of our other guides:
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