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Terms of Use

Here is the legal stuff you need to know about using this Website. Make sure you read the Terms of Use that apply to using our Website.

About our Terms of Use

We’re sorry it’s so long but it’s important that you read our Terms of Use, which apply to your use of this Website. By proceeding with access to this Website you are deemed to have accepted these Terms of Use. SunLife Limited may amend these Terms of Use at any time and such amendments will apply to your use of this Website at any time after such amendment.

This Website is for use by residents of the United Kingdom only. The site is not applicable to (and the products are not available to) residents of other countries because the law in other countries may restrict the distribution of the information and products available on this Website.

These Terms of Use apply to this Website only. They do not apply to any 3rd party websites which can be accessed via hypertext links on this Website.

Availability of our Website

SunLife Limited will endeavour to ensure that this Website is accessible for 24 hours a day. However, SunLife Limited will not be liable for loss or damage howsoever caused if, for any reason, the Website is unavailable or suspended at any time or for any period.

Changes to the Website

SunLife Limited reserves the right to change the content, presentation, user facilities, availability and/or access (temporarily or permanently) to any part of the Website at its sole discretion and without notice.

Security of personal data

SunLife Limited will take every reasonable step, including encryption, to ensure that any personal information you provide is kept secure. However, because of the nature of the Internet and the fact that it is not a secure system, SunLife Limited cannot and do not guarantee that personal information you provide will not be intercepted by others and decrypted. Consequently your privacy cannot be guaranteed.

Additional information regarding the security of personal data and the use of cookies is available in our Privacy Policy.

3rd party websites

This Website contains hypertext links to third party websites. The responsibility for those websites is that of the parties who are identified as providing those sites and SunLife Limited will accept no responsibility for them or their use.

SunLife Limited cannot warrant that this Website is free of viruses or technical defects of any description and will not be responsible for any technical problems arising from the use of this Website.


The copyright and all other intellectual property rights subsisting in the material on this Website are the property of SunLife Limited.

You are not permitted to reproduce, download, redistribute, modify or extract any information on this Website in whole or in part other than for your personal, non-commercial use.

Applicable Law

SunLife Limited has established this website in England. English Law shall govern its use at all times and, in the event of a dispute, the relevant parties will irrevocably submit to the exclusive jurisdiction of the English Courts.

Data Protection and Privacy Statement

All personal information you supply to Phoenix Life Limited and SunLife Limited will be treated in accordance with applicable laws, regulations and regulatory guidance. You have the right of access to your personal information held on our files.

Read more about the security of personal data in our Privacy Notice and the use of cookies in our Cookies Policy.


SunLife Limited promotes and distributes the products of a number of third parties, and administers this Website. Details of the companies offering specific products are contained within product literature. SunLife Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register, registration number 769427. It is a company limited by shares, registered in England No: 05460862. Registered Office: 1 Wythall Green Way, Wythall, Birmingham B47 6WG.

Articles & Mini Money Tips Content

At SunLife we take care to ensure the articles, guides, tools and tips we publish are informative, easy to understand, impartial and accurate to the author’s best knowledge at the time of writing. While our content is regularly reviewed and updated, it is not guaranteed to be exhaustive nor can we always be sure it is the very latest, most accurate information. None of the authors, contributors, administrators or anyone else connected with SunLife, in any way whatsoever, can be responsible for your use of the information contained in or linked from these web pages. We recommend you get independent financial advice tailored to your personal situation, before choosing any financial product from any company or making important financial decisions.

Any views, thoughts, and opinions expressed in the articles and tips content are those of the authors, and do not necessarily reflect the official policy or position of SunLife.

Before following a tip please ensure any action you take is safe and appropriate to your circumstances.