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Equity release calculator

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Your lifetime mortgage results

Based on this information, you could release between: £10,000 - £

You may be able to take this as a lump sum, or in smaller instalments as and when you need them.

Any remaining mortgage you have on your property will need to be repaid using the money you release.

Remember this is just an estimate and it is worth calling us to arrange a personal illustration.

What happens next?

  • A guide is on its way to you for you to read in your own time
  • If you've provided your phone number, someone from our small, friendly, UK team will give you a call shortly
  • Alternatively, you can request a call for a time that suits you
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Give our UK team a call FREE on: 0800 633 55 66

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Give our UK team a call FREE on: 0800 633 55 66

Our equity release calculator explained

Here’s some simple answers to questions you might have about our equity release calculator:

1. How does it calculate how much I can release?

Our equity release calculator uses your age and property value to estimate how much you could release with a lifetime mortgage.

2. Can SunLife calculate an exact figure?

Yes. For a personalised calculation, we’ll need a few more details from you.

If you give us a call, we’ll check your eligibility and put you in touch with an expert advisor who can find out the plans and interest rates available to you, as well as how much you could release.

3. Why is it called a 'lifetime mortgage' calculator?

Most equity release calculators base their calculation on a lifetime mortgage (as this is the most common type of equity release). This is why they’re called lifetime mortgage calculators.

Online equity release calculators are only able to give an estimate. To get an exact figure, it’s best to give us a call.

4. How much does equity release cost?

You’ll need to speak to an equity release advisor to get an exact cost.

There are initial upfront and long-term costs, which are based on the interest rate you secure.

Our friendly team can put you in touch with expert advisors who can calculate and explain how much it will cost you.

How can SunLife help with equity release?

The SunLife Equity Release Service can check your eligibility and put you through to a qualified financial advisor.

The initial advisor chat is free and there’s no obligation to purchase.

They’ll talk you through equity release plans and answer any questions you have. Just call our friendly, UK-based team free on 0800 633 55 66.

Not ready to speak to an advisor? Don’t worry, we can help answer your questions.

The SunLife Equity Release Service page has lots of useful information.

Getting help and advice on equity release

Before making a decision about equity release, it’s important to get advice from an expert, qualified advisor. They can compare plans available to you, and advise on what type of equity release would best suit you.

SunLife are working with Age Lifetime (an appointed representative of Age Partnership) to provide our customers with this advice. They will only recommend equity release products sold by a provider that’s authorised and regulated by the Financial Conduct Authority (FCA).

They’ll also make sure the provider is a member of the Equity Release Council (ERC).

Understanding equity release

If you’re thinking about equity release, you’ll want to understand how it works and what it means for you. Have a look at our latest articles – they’re a great place to start.