You are using an outdated browser. Please upgrade your browser to improve your experience.

The SunLife Recommend a Friend Scheme

We understand that looking out for your friends is important to you. That’s why we’re giving you the chance to help them find the life cover they need at an affordable price. And there’s something in it for you too. Just refer us to one of your friends today, and you’ll receive a gift card worth £100 as a thank you. Your friend will also get a welcome gift card worth £100, too!

Pretty good, huh?

How does it work?

Give your friend your unique number to quote and ask them to apply via the telephone. You can find this code in one of the packs we’ve sent you. It’s that simple.

Who can join?

Anybody aged between 50 and 85. If your friend decides the plan is right for them, we guarantee to accept them. So why wait? Get recommending today. Terms and conditions apply. See below for full details.

Terms and Conditions of the Recommend a Friend Scheme (the ‘RAF Scheme’)

Recommend a friend or relative (the “Friend”) to SunLife Limited (‘”SunLife”) and if they take out a SunLife Guaranteed Over 50 policy (the “Policy”) you (the “Referrer”) will receive one £100 gift card as a “thank you” (the “Referral Gift”) and, subject to your Friend meeting the eligibility criteria required to take out a Policy and paying the third Policy premium, your Friend will qualify for a welcome gift to the value of £100.

  1. The RAF Scheme is only available to existing customers who: (i) have a Policy at the time of the recommendation, (ii) have made a minimum of one monthly premium under their Policy, (iii) have no outstanding premiums under their Policy and (iv) continue to hold their Policy at the time the Referral Gift is dispatched.
  2. The Referral Gift is not transferable and cannot be exchanged.
  3. SunLife reserves the right to change the Referral Gift from time to time at its sole discretion.
  4. Where the Referral Gift has an expiry date printed on it SunLife will not replace any expired gift cards.
  5. The Referral Gift must be redeemed in accordance with the Terms and Conditions of the Referral Gift.
  6. The Referral Gift will only be dispatched to the Referrer after the Friend has paid three (3) Policy premium payments to SunLife.
  7. The Friend must not hold or have held a Policy or any other SunLife policy, or be receiving or have received any SunLife service, at the time they apply for a Policy.
  8. The Recommend a Friend Scheme is only available in respect of a Policy taken out by the Friend by way of a telephone application to SunLife.
  9. The Referrer will be given a unique reference number which must be passed to the Friend. The unique reference number must be quoted by the Friend at the commencement of the telephone application for the Policy to enable SunLife to process the Referral Gift. SunLife will not apply the unique reference number retrospectively and as a consequence the Referrer will not be eligible for the Referral Gift.
  10. A Referrer may recommend no more than five (5) Friends in a twelve (12) month period.
  11. The RAF Scheme cannot be used in conjunction with any other offer or promotion.
  12. SunLife reserve the right to alter, cancel or withdraw the RAF Scheme at any time without notice.
  13. SunLife reserve the right to withhold a Referral Gift where SunLife believe the RAF Scheme is being misused by the Referrer and/or the Friend.
  14. The RAF Scheme is only available to UK based residents (which excludes Channel Island and Isle of Man residents), excluding employees of SunLife.
  15. Any decision by SunLife in respect of whether or not a Friend has been successfully verified and the Referrer entitled to the Referral Gift shall be final and binding.
  16. By choosing to participate in the RAF Scheme, the Referrer and SunLife agree that these Terms and Conditions shall be governed by and interpreted in accordance with the laws of England and Wales.

Here's the information that you need to know about who we are and the other companies that we work with in order to provide our products and services.

Who are SunLife?

Phoenix Life Limited trades as SunLife and is the provider of the Guaranteed Over 50 Plan, SunLife Insurance and the life insurance policy payment option for Funeral Plans. Phoenix Life Limited’s registered office is at 1 Wythall Green Way, Wythall, Birmingham, B47 6WG (registered in England, no. 1016269). 

SunLife Limited distributes financial products and services and is a company limited by shares, registered office: 1 Wythall Green Way, Wythall, Birmingham, B47 6WG (registered in England, no. 05460862). SunLife Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (registration no. 769427).

You can contact us by post at SunLife, PO Box 1395, Peterborough, PE2 2TR or by phone on 0800 008 6060.

If you choose to add Funeral Benefit Option to your Guaranteed Over 50 Plan, Dignity Funerals Ltd arranges and provides the funeral services, registered office: 4 King Edwards Court, Sutton Coldfield, West Midlands, B73 6AP (registered in England and Wales, No. 00041598). Dignity Funerals Ltd is a member of the National Association of Funeral Directors.

Who provides the Funeral Plans?

Dignity Funerals Ltd arranges and provides the funeral services, registered office: 4 King Edwards Court, Sutton Coldfield, West Midlands, B73 6AP (registered in England and Wales, No. 00041598). Dignity Funerals is not authorised or regulated for this activity by either the Financial Conduct Authority or the Prudential Regulation Authority. Dignity Funerals Ltd is a member of the National Association of Funeral Directors.

The life insurance policy that pays for your funeral will be provided by Phoenix Life Limited, trading as SunLife.

Who provides My Smarter (ISA)?

My Smarter (ISA) is provided by Scottish Friendly Asset Managers Limited. Authorised and regulated by the Financial Conduct Authority. Details can be found on the Financial Services register, registration No. 188832. Member of The Investment Association. Registered Office: Scottish Friendly House, 16 Blythswood Square, Glasgow G2 4HJ.

Who provides the Will writing services?

Hugh James is authorised and regulated by the Solicitors Regulation Authority (SRA Number:303202).

The information contained on this website is based on Hugh James' understanding of the law of intestacy in England and Wales only as at April 2014. The law in Scotland and Northern Ireland is significantly different. This is for information purposes and is not intended to be legal advice.

Who provides SunLife Pet Insurance

SunLife Pet Insurance is arranged and administered by BDML Connect Limited. BDML Connect Limited is authorised and regulated by the Financial Conduct Authority (No. 309140). Registered in England and Wales Number 02785540. Registered Office: 45 Westerham Road, Bessels Green, Sevenoaks, Kent, TN13 2QB.

Who provides SunLife Home Insurance

SunLife Home Insurance is arranged and administered by BISL Limited and underwritten by a panel of insurers. BISL Limited are an intermediary authorised and regulated by the Financial Conduct Authority. Registered in England no. 03231094. Registered office Pegasus House, Bakewell Road, Orton Southgate, Peterborough PE2 6YS.

Who provides SunLife Car Insurance

SunLife Car Insurance is arranged and administered by BISL Limited and underwritten by a panel of insurers. BISL Limited are an intermediary authorised and regulated by the Financial Conduct Authority. Registered in England no. 03231094. Registered office Pegasus House, Bakewell Road, Orton Southgate, Peterborough PE2 6YS.