• Home insurance without the fuss

    • Only pay for the cover you need - you choose what to protect
    • Build your own policy - add options to suit you and your budget
    • Choose how you want to pay - monthly or yearly
    • Choose your contents only, building insurance or both
  • Home Insurance

    We know no one likes paying for things they don't need - and that includes insurance. SunLife Home Insurance is a straightforward service, allowing you to protect your home and only pay for the cover you really need.

    How it works is simple. Choose the type of cover you want - contents only, buildings insurance or both - then choose extra cover options to build the policy that's right for you and your budget.

    Did you know it's not a mandatory requirement to insure your home with your mortgage lender as a condition of the loan. Nor will switching away from the lender's insurance invalidate your mortgage.

    Get a home insurance quote in minutes

    Call FREE on 0800 804 4964

    Lines are open Monday-Friday 9am to 6pm and Saturday 9am to 1pm

    One Insurance Solution is a trading style of Brightside Insurance Services Ltd. They arrange and administer SunLife Home Insurance cover by offering you competitively priced quotes from a carefully selected panel of top UK insurers.

     
  • Benefits of SunLife Home Insurance

    • Choose contents only insurance, buildings insurance or both - even if you don't own your home, you can protect your possessions.
    • Only pay for the cover you need - you decide what you want to protect.
    • Build your own policy to suit you - choose to just take care of the essentials or add a range of cover options including accidental damage and personal belongings.
    • Extra protection for added peace of mind - including Legal Expenses, Key Cover and Home Emergency Cover.
    • Choose how you want to pay - every month or yearly.
    • Call the friendly UK team for a quote - they will happily talk you through the options to help you decide what's right for you.
  • Buildings and Contents Insurance

    SunLife Home Insurance gives you the flexibility to decide what you want to protect and how much you would like to be covered for should you need to make a claim.

    • Flexible cover value - for the cost of rebuilding or repairing your home or replacing the contents of your home.
    • Flexible cover limits - for valuable items within your home.
    • Cover for a place to stay - if your home becomes uninhabitable.
    • Outbuildings and garages cover - if the contents are stolen.
  • Extra protection and peace of mind

    Build your cover around you and your home. You can choose to add the following cover options for added peace of mind.

    • Accidental damage 
    • Personal belongings 

    You can also be sure that you have valuable cover for freezer contents, money and credit cards and garden cover, with a range of cover limits available to suit your individual needs.

    Optional Extras:

    • Key care - covers house or car keys
    • Legal Expenses - covers solicitor or court fees you or your family may incur 
    • Home Emergency - covers emergency repairs in the home
  • Get a home insurance quote in minutes

    Call FREE on 0800 804 4964

    Lines are open Monday to Friday 9am to 6pm and Saturday 9am to 1pm

  • Frequently asked questions

    • What is buildings insurance?

      Buildings insurance is designed to pay out a lump sum if your home is damaged and needs to be repaired or re-built. It covers permanent fixtures and fittings, like kitchens and bathrooms as well as structural damage to your home. You can have buildings insurance on its own or combined with contents insurance. If you have a mortgage, buildings insurance is a necessary requirement.

    • What is contents insurance?

      Contents insurance is designed to pay out a lump sum if the contents of your home are stolen or damaged. Contents insurance covers the things you keep in your home like furniture, clothes, electrical items and jewellery. This cover can be valuable as replacing your possessions if they were damaged or stolen could be costly. You can have contents insurance on its own, for example if you rent, or combined with buildings insurance.

    • What is the difference between building insurance and contents insurance?

      Buildings insurance covers damage to the structure of your home (e.g walls, roof etc), outbuildings (e.g garage or shed) and its permanent fixtures and fittings. Contents insurance covers the personal belongings that you keep in your home.

    • What are optional extras?

      With SunLife Home Insurance you can choose to add more cover to the standard buildings and contents insurance for extra protection and peace of mind.

      Additional cover options are:

      • Accidental damage cover to your home and your contents
      • Personal belongings

      You can choose to have valuable cover for freezer contents, money and credits cards and garden cover, with a range of cover limits available to suit your individual needs.

      Optional extras include:

      • Key Care - which covers your house or car keys
      • Legal Expenses - to cover you and your family against solicitor and court fees you may incur
      • Home Emergency - cover for emergency repairs in the home

      However, you don't have to add any extras to your policy if you don't wish to.

    • How can I get a home insurance quote?

      Simply call One Insurance Solution on 0800 804 4964 and speak to one of their friendly team who’ll help you get the best quote for your circumstances.

    • Who is One Insurance Solution?

      One Insurance Solution is a trading style of Brightside Insurance Services Ltd. They arrange and administer SunLife Home Insurance cover by offering customers competitively priced quotes from a carefully selected panel of top UK insurers. What's more they combine simplicity with friendly and efficient customer service team members so you're looked after from the start of your quote, right through to making your policy live.